# Roles and accesses

The service has a hierarchy of three roles, each with its own features and level of access:

1. <mark style="background-color:blue;">**Owner**</mark>\
   A team founder with maximum rights.

* Owner creates a team in the service and is a super-administrator with access to all functions and sections of the personal account

2. <mark style="background-color:orange;">**Team Lead**</mark>\
   Manager with full access to service functions within their assigned accounts.

* Team leaders can only be appointed by the owner, giving them authority to deal with certain accounts and team members команды

3. <mark style="background-color:green;">**Member**</mark>\
   A regular user with limited access.

* Members can only access the accounts and actions related to their management

{% hint style="info" %}
Let's break down the accesses and limitations of each individual role in detail below.
{% endhint %}

***

## **1) Owner**

Team founder and super-admin.

* <mark style="background-color:blue;">**Role Features**</mark><mark style="background-color:blue;">:</mark>
  * Creates a team in the service
  * Has full access to all accounts, cards, users and activities in personal account
  * The only one who can appoint teamsters

* <mark style="background-color:green;">**Accesses**</mark><mark style="background-color:green;">:</mark>
  * Full access to all accounts, cards and users
  * Ability to appoint team leaders / memebers and delegate account access to them
  * Management of all service functions

## **2) Team Lead**

A manager appointed by the owner.

* <mark style="background-color:blue;">**Role Features**</mark><mark style="background-color:blue;">:</mark>
  * Has full access to the service features, but only within the accounts available to him or her
  * Can interact with team members and manage their accesses

* <mark style="background-color:green;">**Accesses**</mark><mark style="background-color:green;">:</mark>
  * I**nviting new members to the team**
  * **Assignment of accounts to members** (within the limits available to the team leader)
  * **Creating new accounts**
  * **Card Management**:
    * Card issuance
    * Freezing and thawing of cards
    * Closing cards
  * **Card Limits**:
    * Setting limits when creating a card and afterwards
    * Editing the limits set by the owner is not available
  * **Financial Transactions**:
    * Replenishment of accounts
    * Funds transfers between available accounts
  * **User Management**:
    * Locking and unlocking of membranes
    * Locking and unlocking owner or other teamleads is not available
  * **METAPAY and 3DS Codes**:
    * Access to METAPAY and 3DS codes on available accounts
    * Enabling and disabling 3DS on cards
  * **Reports and Accesses**:
    * Access to transactions on available accounts
    * Downloading tables with data to Excel
    * Visibility into which members and teamleads have access to specific accounts and cards

***

## **3) Member**

A normal user who has access only to the accounts assigned to him and working actions with them.

* <mark style="background-color:green;">**Accesses**</mark><mark style="background-color:green;">:</mark>
  * **Card Management**:
    * Card issuance
    * Freezing and thawing of cards
    * Closing cards
  * **METAPAY and 3DS Codes**:
    * Access to METAPAY and 3DS codes on available accounts
    * Enabling and disabling 3DS on cards
  * **Card Limits**:
    * Setting limits when creating a card and afterwards
    * Editing limits set by the ovner or teamleader is not available
  * **Reports and Accesses**:
    * Access to transactions on your accounts
    * Downloading tables with data to Excel

* <mark style="background-color:red;">**Restrictions**</mark><mark style="background-color:red;">:</mark>
  * Deposit and transfer functions between accounts are not available
  * The Balance history section is hidden
  * The Team management section is hidden
  * No access to information about who else has access to accounts and cards
  * It is not possible to issue new invoices
  * It is not possible to change account names

***

## **4)** Role comparison

| Section             | A**ccess/Function**               | <mark style="background-color:blue;">**Owner**</mark> | <mark style="background-color:orange;">**Team Lead**</mark> | <mark style="background-color:green;">**Member**</mark>       |
| ------------------- | --------------------------------- | ----------------------------------------------------- | ----------------------------------------------------------- | ------------------------------------------------------------- |
| **Dashboard**       | Summary visibility                | Yes                                                   | Yes                                                         | Yes                                                           |
| **Accounts**        | Access to all accounts            | Yes                                                   | No (appointed only)                                         | No (appointed only)                                           |
|                     | Issuance of new accounts          | Yes                                                   | Yes                                                         | No                                                            |
|                     | Transfers between accounts        | Yes                                                   | Yes                                                         | No                                                            |
|                     | Changing account names            | Yes                                                   | Yes                                                         | No                                                            |
|                     | Visibility of other users' access | Yes                                                   | Yes                                                         | No                                                            |
| **Team management** | Adding Team Lead                  | Yes                                                   | No                                                          | No                                                            |
|                     | Adding Member                     | Yes                                                   | Yes                                                         | No                                                            |
|                     | Locking and unlocking users       | Yes                                                   | Yes (members only)                                          | No                                                            |
|                     | View all users of the team        | Yes                                                   | Yes                                                         | No                                                            |
| **Cards**           | Card issuance                     | Yes                                                   | Yes                                                         | Yes                                                           |
|                     | Freezing and thawing of cards     | Yes                                                   | Yes                                                         | Yes                                                           |
|                     | Closing cards                     | Yes                                                   | Yes                                                         | Yes                                                           |
|                     | Changing card limits              | Yes                                                   | Yes (if the owner has not previously set a limit)           | Yes (if the owner or teamlead has not previously set a limit) |
|                     | 3DS control of the cards          | Yes                                                   | Yes                                                         | Yes                                                           |
| **Payments**        | Viewing payments                  | Yes                                                   | Yes (on available accounts)                                 | Yes (on available accounts)                                   |
| **METAPAY & 3DS**   | View codes                        | Yes                                                   | Yes (on available accounts)                                 | Yes (on available accounts)                                   |
| **Profile**         | Profile settings                  | Yes                                                   | Yes                                                         | Yes                                                           |


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